denture·id
Patient financing Service

CareCredit

by Synchrony · carecredit.com ↗

CareCredit provides patient financing options, including promotional financing, for dental treatments in the US through a dedicated credit card.

Compare with Nadapayments

CareCredit at a glance

Strengths

  • Practice is paid within two business days; no annual or monthly provider fees.
  • Reduced-APR plans of 24–60 months for larger treatment (from $1,000; 60 months from $2,500).

Watch-outs

  • Short-term promotions are deferred interest (no interest if paid in full within 6–24 months): if the balance isn't cleared in time, interest is charged from the purchase date.

Data Index profile

510 Features no data Integrations 5.3/10 Pricing clarity 2.0/10 Support 2.0/10 Vendor stability 10.0/10 User rating no data
Table view
AxisCareCreditBasis
Features no data No category features verified yet
Integrations 5.3 4 verified integrations
Pricing clarity 2.0 quote only
Support 2.0 1 channel
Vendor stability 10.0 10,001+ staff
User rating no data No public ratings found

Of the 4 axes we could measure, CareCredit is strongest on vendor stability (10.0/10) and weakest on pricing clarity (2.0/10). An established vendor that does not publish pricing — expect a sales call. It ranks #4 of 13 in patient financing, 0.6 points above the category median of 4.5. We could not verify features and user rating yet, so those axes are left blank rather than scored.

  • Featuresno data

    No category features verified yet. What this measures ⓘ

  • Integrations5.3

    4 verified integrations. What this measures ⓘ

  • Pricing clarity2.0

    quote only. What this measures ⓘ

  • Support2.0

    1 channel. What this measures ⓘ

  • Vendor stability10.0

    10,001+ staff. What this measures ⓘ

  • User ratingno data

    No public ratings found. What this measures ⓘ

Key terms

24 months0% promo APR window
softCredit check
2 daysFunding speed

Pricing & 3-year cost

License model
Per use
Price transparency
Quote only
Starting price
Not published
Free trial
Not verified
Free plan
No
Price last checked
Sep 30, 2026
Minimum term
Not verified
Auto-renew
Not verified
Cancellation notice
Not verified
Early termination fee
Not verified
Data export on exit
Not verified

CareCredit is quote-only — like 9 of 13 other products in this category. 4 competitors publish at least partial pricing.

Revenue & financing terms

CareCredit confirms 0 of 2 capabilities we track for this category (2 not verified yet).

  • ? Membership plan admin
  • ? Automated verification

See how every patient financing product compares on these features →

Integration web

CareCredit lists 4 verified integrations, all native. It covers 3 of the 6 most-connected systems in our database (Open Dental, Dentrix, and Denticon).

Cloud 9 Ortho Denticon Dentrix Open Dental CareCredit
Native

Who it’s for

Practice size

Solo2–5 operatories6–15 operatories16+ operatoriesMulti-locationDSO
Specialties
General, Orthodontics, Oral surgery, Periodontics, Endodontics, Prosthodontics, Cosmetic
Deployment
Cloud
Open API
?
Support
phone

Company

Vendor
Synchrony
Employees
10,001+
Customers (vendor claim)
118,000

Markets

CA
UK
EU
US
MENA
APAC
LATAM
AU
NZ

Markets the vendor actively sells into: United States.

FAQ

What is CareCredit?

CareCredit provides patient financing options, including promotional financing, for dental treatments in the US through a dedicated credit card. It is patient financing software made by Synchrony.

How much does CareCredit cost?

CareCredit does not publish pricing; it is sold on a quote basis. 1 competitors in patient financing publish a starting price.

What does CareCredit integrate with?

We verified 4 integrations: Dentrix, Open Dental, Denticon, and Cloud 9 Ortho.

What are the best alternatives to CareCredit?

By our Data Index, the strongest alternatives in patient financing are Nadapayments (5.7), Sunbit (5.4), and Denefits (5.2).

How do I contact CareCredit support?

Support is provided by Synchrony via phone. Contact details are on carecredit.com.

Sources19 cited · 21 field-level citations
  1. CareCredit for Dental Practices · carecredit.com · vendor site
  2. Fair Financing Principles | CareCredit · carecredit.com · vendor site
  3. Synchrony and ADA Renew Exclusive Patient Financing Partnership · synchrony.com · press release
  4. Synchrony and Planet DDS Expand Strategic Partnership to Integrate CareCredit Across Leading Dental Practice Management Platforms · investors.synchrony.com · press release
  5. American Dental Association Member Advantage Extends Partnership with Synchrony and CareCredit · synchrony.com · press release
  6. Synchrony and Dental Intelligence Announce Strategic Partnership · carecredit.com · press release
  7. CareCredit Provider Partnerships · carecredit.com · vendor site
  8. About CareCredit · carecredit.com · vendor site
  9. CareCredit Integrated With Planet DDS Denticon To Help Dental Practices Expand Patient Access To Care · carecredit.com · press release
  10. CareCredit for Healthcare and Wellness Providers · carecredit.com · vendor site
  11. Provider Information for CareCredit · carecredit.com · vendor site
  12. CareCredit Provider FAQ · carecredit.com · vendor docs
  13. CareCredit FAQs · carecredit.com · vendor docs
  14. CareCredit FAQs for Providers · carecredit.com · vendor docs
  15. Synchrony - LinkedIn · linkedin.com · forum
  16. CareCredit for Health and Wellness Financing · carecredit.com · vendor site
  17. CareCredit dental FAQs for providers · carecredit.com · vendor docs
  18. Dentrix and CareCredit integration — Dentrix Magazine · magazine.dentrix.com · vendor docs
  19. CareCredit and Open Dental software integration · carecredit.com · press release

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